@media (max-width: 640px) {
  .hero { padding: 0.75rem 0 2.75rem; }
  .wrap { padding: 0 1.15rem; }
  .hero-mid { flex-direction: column; align-items: stretch; gap: 0.85rem; }
  .hero-badge-slot { margin-left: 0; align-self: flex-end; }
  .trust-row { flex-direction: column; align-items: flex-start; gap: 0.45rem; }
  .hero-guarantee {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.35rem;
    padding: 0.65rem 1rem;
    margin-top: 0.85rem;
  }
  .hero-guarantee-note { font-size: 0.78rem; line-height: 1.45; }
  .form-card { padding: 1.35rem 1.25rem; }
  .form-card input,
  .form-card select {
    min-height: 48px;
    font-size: 16px;
    padding: 0.75rem 0.9rem;
  }
  .form-card .btn { min-height: 48px; }
  .partner-badge-img { width: 72px; }
  .section { padding: 2.75rem 0; }
  .pricing-band { padding: 2rem 1.25rem; }
  .sticky-mob {
    padding: 0.75rem 1rem calc(0.75rem + env(safe-area-inset-bottom, 0));
  }
  body { padding-bottom: calc(4.5rem + env(safe-area-inset-bottom, 0)); }
  .faq-item summary { padding: 1rem; min-height: 44px; }
}
@media (max-width: 959px) {
  .hero-grid .form-card { scroll-margin-top: 1rem; }
}